It appears that some saints were having problems in their personal lives and having problems in the church. They were going through difficult trials, they were facing temptations to sin, and they were hearers, but not necessarily doers.
Some were catering to the rich, whilst others were oppressed by the rich, and some were competing for positions in the church. Improper use of the tongue was also a problem, as was worldliness and straying from the faith. These are just some of the problems which James was addressing in his letter.
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